PRIVATE HEALTH INSURANCE
1. Flexible, Personalized Coverage on Your Terms
Private health insurance gives you the freedom to choose a plan that's tailored to your specific healthcare needs and budget. Unlike government programs or employer-sponsored plans, private insurance offers flexibility in coverage options, provider networks, and plan design.
Whether you're self-employed, between jobs, or simply prefer more control over your healthcare, we can help you find a private health plan that works for you.
2. Types of Private Health Insurance
- Major Medical Plans: Comprehensive coverage including preventive care, hospitalization, prescriptions, and more
- Short-Term Health Insurance: Temporary coverage for gaps in insurance (up to 12 months in most states)
- Health Sharing Plans: Faith-based or community-based cost-sharing programs
- Indemnity Plans: Fixed-benefit plans that pay cash for specific medical services
- Supplemental Plans: Accident, critical illness, and hospital indemnity policies
3. Benefits of Private Health Insurance
- Freedom to choose your doctors and specialists
- Year-round enrollment (not limited to open enrollment periods)
- Customizable coverage based on your health needs
- Options for high-deductible plans paired with Health Savings Accounts (HSAs)
- Plans available for individuals, families, and small businesses
4. Who Should Consider Private Insurance?
Private health insurance is ideal for self-employed individuals, freelancers, early retirees not yet eligible for Medicare, and anyone who doesn't have access to employer coverage. It's also a great option if you're looking for more comprehensive coverage than what's available through the marketplace.
Get a quote or speak to an agent to explore your private insurance options.